The rules on the transparency of transactions and of banking and financial services has the objective to disclose to customers the essential elements of the contractual relationship and their modifications, allowing for competition in the banking and financial markets.


Information shall be made available to customers in a fair, clear and comprehensive way, and appropriate to the form of communication used and to the characteristics of the services and customers.

The relevant legislation is the primary legislation (the Banking Act) and the secondary legislation (resolutions of the Interministerial Committee for Credit and Savings and supervisory instructions issued by the Bank of Italy).

Communication to the debtor

Privacy Form

Information concerning the processing of personal data

Ethic Code

Informative pamphlet to the public for the fiscal year 2017

Davis & Morgan S.p.a
Piazzetta Bossi, 1 - 20121 Milano

Tel. +39 02 5412 1923

Fax +39 02 5405 9788

P.IVA 05838660966 - REA di Milano n. 1853222

Banca d'Italia n. 211 - Capitale Sociale Euro 2.667.000. Interamente Versato

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